The Patient Protection and Affordable Care Act


Also known as the ACA or Obamacare, the Patient Protection and Affordable Care Act is a major overhaul of American health insurance. Starting in 2014, all Americans (with few exceptions) will be required to carry health coverage or pay additional tax. Individuals, families, and small businesses have a new option to secure their own insurance and determine if they qualify for Medicaid (including the children’s disability program that does not count income) or help to pay for private insurance through online marketplaces. This only applies to people and small businesses purchasing insurance directly; it does not replace other methods of securing insurance such as through an employer. All plans sold through the marketplaces will cover at a minimum ten essential health benefits and all benefits mandated by state law, including Delaware’s autism insurance law.

ChooseHealth Delaware is the online insurance marketplace and resource for questions regarding the PPACA. Please visit their website to learn more about the law, sign up for insurance, or contact a specially-trained guide to assist you in learning more about your options. If you would like to share your experience, good or bad, with Autism Delaware, please send that to delautism@delautism.org.

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OTHER RESOURCES
Delaware’s Autism Insurance Law and Insurance Marketplaces
Autism Speaks’ Federal Health Care Reform page
HealthCare.gov
Delaware Health Care Commission